If you have been putting off saving for retirement hoping that someday you will begin, it’s time to make changes someday is now. If you can’t put aside money right now you are likely wasting money somewhere. You need to find out where that waste is going, pour through your credit card statements, use a notebook write down all your expenses. Citing waste can help you put aside savings now.
- If you’re waiting for “someday” to come to make a change to your life, “someday” is almost assuredly never coming.
- you’re wasting a lot of time and money without really noticing it.
- The most valuable thing anyone can do in their personal finance journey – or any other life journey – is to start keeping track of how you’re actually using those resources in your life.
“If you’re waiting for “someday” to come to make a change to your life, “someday” is almost assuredly never coming.”